CREDENTIALS
Realtors Land Institute, Chicago, Illinois; April, 2010; Accredited Member, holding their designation of Accredited Land Consultant (ALC)
American Society of Farm Managers and Rural Appraisers, Denver, Colorado; September, 2009 and August 2006, Accredited Member, received two appraisal designations: Accredited Rural Appraiser (ARA) and Real Property Review Appraiser (RPRA)
National Association of Realtors, Chicago, Illinois; January 2007, received two appraisal designations: General Accredited Appraiser (GAA) and Residential Accredited Appraiser (RAA); and one sales designation: Resort and Second Home Property Specialist (RSPS)
Alabama Real Estate Commission, Montgomery, Alabama; July 2006, Real Estate Salesperson's License, issued on an inactive status and held by the Commission, activated June 2007 and placed with Russell Lands Real Estate, Alexander City, Alabama
Alabama Real Estate Appraiser's Board, Montgomery, Alabama; licensed January 1998 as a Certified General Real Property Appraiser; licensed February 1997 as a State Registered Real Property Appraiser
Auburn University, Auburn, Alabama; March 1986 to December 1988; Master of Science; area of study: agricultural economics with emphasis in economics, finance, and quantitative methods
Auburn University, Auburn, Alabama; September 1982 to March 1986; Bachelor of Science in Agricultural Business and Economics; Distinguished Military Graduate (Army ROTC)
PROFESSIONAL EXPERIENCE
Real Estate Appraiser and Consultant: Howard W. Haynie and Associates, Inc., Alexander City, Alabama; December 2007 to present. Duties and responsibilities: perform commercial and residential real estate appraisal, consulting and review assignments for properties based on appraisal standards as prescribed in the Uniform Standards of Professional Appraisal Practice (USPAP). Area of specialization: mostly rural or suburban commercial / investment type properties used for current income producing activities and / or used for current recreational uses with long term investment objectives. Property types: agricultural lands, interim-use agricultural lands in transition to commercial or residential uses, agricultural facilities, special use agricultural properties, timberlands, hunting plantations, equestrian facilities, greenhouse facilities, poultry farms, conservation easements, various multiple-use commercial type properties, country estates, lake-front residences, and other rural properties. Geographic areas served: primarily rural and suburban areas of the State of Alabama. Related experience / background: commercial and residential appraisal and appraisal review experience in performing over $1.6 Billion dollars of appraisal assignments in accordance with USPAP ethics rules and standards, and applicable federal regulations as a fee appraiser and as a staff appraiser.
Real Estate Salesperson: ERA Lake Martin Realty (A Russell Lands owned company), Alexander City, Alabama - October 2010 to present. RealtySouth Lake Martin Office, Alabama - September 2009 to October 2010. Russell Lands Real Estate, Alexander City, Alabama - July 2007 to September 2009. Duties and responsibilities: acting as an independent contractor in a joint venture with spouse (Home On Lake Martin, Inc.), performed various related activities including the following: comparable market analyses for properties; target marketing for listing clients and sales customers, individual and collective marketing and advertising plans; and listed and sold residential, and commercial agricultural and timberland properties ranging in value from $48,000 to $2,950,000.
Rural Land Developer (A "Green Space" Developer): Haynie Properties, LLC, Alexander City, Alabama - December 2007 to present. Duties and responsibilities: manager and co-owner; manage company owned lands for timber production, hunting, and agricultural uses; subdivide company owned farmland and timberland into small parcels and lots restricted for part-time farm and single family residential uses which are environmentally and aesthetically attractive while minimizing development costs by focusing on the lands' features and qualities with minimal alterations.
Senior Appraiser / Appraisal Compliance Officer: Federal Land Bank Association of South Alabama (now, Alabama Ag Credit), Montgomery, Alabama; April 2001 to July 2007. Duties and responsibilities: oversaw appraisal compliance, policies, procedures, training, and other appraisal related matters affecting the Association (lead lender for Capital Markets of the South, a joint venture between the Federal Land Bank Associations in Alabama, Mississippi, and Louisiana which originated large commercial real estate loan participations with line of credit loans sometimes exceeding $100 million dollars); engaged fee appraisers and performed appraisal reviews of fee appraisals for multi-million dollar commercial loan transactions / loan participations across the United States; provided commercial real estate appraisal, consultation, and appraisal reviews for individuals and financial institutions including the Farm Credit Bank of Texas (a $13.7 Billion dollar discount bank in Austin, Texas); performed commercial and residential real estate appraisal assignments primarily in rural areas of Alabama, particularly for transactions exceeding $1,000,000; performed complex commercial real estate appraisal assignments for the Association such as, interim-use agricultural lands, hardwood sawmills, straight wall greenhouse facilities, cotton gins, multi-tract timberland properties, conservation easements, etc.; supervised one certified general appraiser, one registered forester, appraisal activities for 14 collateral evaluators in eight branch offices, and loan officer trainees undergoing their initial appraisal training. Delegated authorities: unlimited real estate appraisal authority, and unlimited timber cruise valuation authority.
Internal Credit Review Officer: Federal Land Bank Association of South Alabama (now, Alabama Ag Credit), Montgomery, Alabama; June 1998 to April 2001. Duties and responsibilities: provided an Annual Internal Credit Review Report to the Association's Board of Directors; performed, directed, and supervised the comprehensive review of commercial and residential real estate credit and other loan portfolio management functions, wrote various residential and commercial real estate appraisal and lending policies and procedures, provided training, as well as, performed related contract work (appraisals, credit review, and appraisal review) for the FLBA of North Alabama; and performed residential and commercial real estate appraisals, timber cruise valuations, and other duties. Delegated authorities: unlimited loan classification, unlimited real estate appraisal, and unlimited timber cruise / valuation.
Vice President / Branch Manager: Federal Land Bank Association of South Alabama, Selma, Alabama; April 1993 to June 1998. Duties and responsibilities: originated commercial and residential real estate mortgage loans. Delegated authorities: $500,000 credit, $1,000,000 appraisal and timber cruise valuation.
Assistant Vice President / Account Executive: First South Production Credit Association (now, First South Farm Credit), Hartselle, Alabama; September 1988 to April 1993. Duties and responsibilities: originated production agriculture business loans and commercial and residential real estate mortgage loans, maintained comparable sales database, and performed chattel and residential and commercial real estate appraisals.
Commissioned Officer: U.S. Army Reserves and Alabama Army National Guard; various support, staff, and command positions from 1984 to 1996 advancing to the rank of Captain; USAR PersCom, Jackson, MS; 31st ASG, Montgomery, AL; 20th Special Forces, Birmingham, AL.
Adjunct Professor: Calhoun Community College, Decatur, AL; taught economics, management, and statistics courses in their evening program from 1989 to 1992.
Graduate Research Assistant: Auburn University, Department of Agricultural Economics; September 1986 to September 1988; performed financial management and computer applications research working with Alabama farmers, and published an article in the American Society of Farm Managers and Rural Appraisers' Journal.
OTHER RELATED INFORMATION
Personal and Professional Memberships: First Baptist Church of Alexander City, Willow Point Country Club, Accredited Member of the American Society of Farm Managers and Rural Appraisers (ASFMRA), Accredited Member of the Realtor's Land Institute (RLI), Associate Member of the CCIM Institute, National Association of Realtors (NAR), National Wild Turkey Federation, Alabama Forest Association, and Alabama Forest Land Owners Association.
Professional Memberships and Subscriptions Providing Appraisal Data Resources: Lake Martin Area Association of Realtors (sales associate), Montgomery Area Association of Realtors Multiple Listing Service (appraiser), Greater Birmingham Area Association of Realtors Multiple Listing Service (appraiser), North Alabama Multiple Listing Service (appraiser), Lands of America (platinum member with full access to nationwide comparables sales database), Marshall-Swift Commercial Cost Service, and Timber Mart-South.
Prior Memberships: Board member, Alabama Chapter of the ASFMRA, Rotary International - 1997 President Elect Selma Club - 1997 Service Award Recipient (developed a college scholarship program for the Dallas County high school seniors), Hartselle Club member; City of Eclectic Board of Adjustment; Dallas County Chamber of Commerce; Alabama Farmers Federation; Alabama Cattleman's Association; National Cattleman's Association; Alabama Beef Cattle Improvement Association; American Angus Association; Beefmaster Breeders United (registered Angus and Beefmaster cattle breeder from 1999 to 2007); Alabama Treasure Forest Association (Certified Treasure Forest Landowner); National Tree Farm Association.
CLIENT LIST - Real Estate Appraisals
Alabama Farm Credit (formerly the Federal Land Bank Association of North Alabama)
Alabama Ag Credit (formerly the Federal Land Bank Association of South Alabama)
Atlanta Business Bank
Auburn National Bank
Farm Credit of Northwest Florida
Farm Credit Bank of Texas
Farm Credit Services of America
First Financial Bank
First National Bank of Talladega
First South Farm Credit
AgriLand Farm Credit
Metro Bank
Mississippi Land Bank
The Exchange Bank of Alabama
United States Department of Agriculture - Farm Service Agency
United States Department of Agriculture - Forest Service
Various individuals (market value estimation for property disposition, tax purposes, etc.)
Various accountants (tax purposes and property division)
Various attorneys (market value estimation, appraisal review, bankruptcy, divorce)
LISTING OF REAL ESTATE APPRAISAL COURSES AND SEMINARS
American Society of Farm Managers and Rural Appraisers: A-10, Fundamentals of Rural Appraisal, 1990; A-12, Part I, Ethics, 1997, 2007; A-12, Part II, National USPAP, 1999; A-12, Part III, Revisions and Updates to USPAP, 2001, 2003, 2005, 2006; A-20, Principles of Rural Appraisal, 1994; A-25, Eminent Domain, 1997; A-29, Highest and Best Use, 1995; A-30, Advanced Rural Appraisal, 1996 and 2006; A-35, Advanced Appraisal Review, 2005; Timber Income Seminar, 1998; Current Environmental Issues Affecting Real Property Appraisals, 2001; 1031 Exchange and Estate Tax Seminar, 2001; Conservation Easement Seminar, 2001; Rural Business Valuation, 2002; Appraising Broiler Grower Farms, 2003; Conservation Easements Seminar, 2003; Agricultural Lands in Transition, 2007; A-400, Advanced Rural Case Studies, 2009; Yellow Book Course - Appraising Federal Land Acquisitions, 2009
Appraisal Institute: AI 410, Standards of Professional Practice, Part A, USPAP, 1996; AI 420, Standards of Professional Practice, Part B, 1996; AI 540, Report Writing and Valuation Analysis, 1997; AI 510, Advanced Income Capitalization, 1997; Appraising from Blueprints and Specifications Seminar, 1998; Valuation of Conservation Easements Certificate Program, 2007; Real Estate Finance, Statistics, and Valuation Modeling, 2009; General Appraiser Market Analysis, and Highest and Best Use, 2009; General Appraiser Income Approach, Part I, 2009;
Other Related Courses: Auburn University School of Forestry - Timber Cruise Workshop; Real Estate Fraud and the Appraiser's Role; Certified Manufactured Home Real Property Appraisal; various USPAP updates.
Objective: Contribute to the financial success of property owners, financial institutions, government agencies, and others throughout Alabama and the United States by providing professional commercial and residential real estate services to clients and customers in an objective manner supported by current market information. The foundation for success in these regards is based on applying over twenty years of successful real estate industry and related experience in the following: commercial and residential real estate sales and marketing; commercial and residential real estate appraisal, appraisal consulting and appraisal review; working capital and commercial and residential real estate mortgage lending, along with commercial and residential real estate credit auditing and loan portfolio management; personal real estate investments including construction and land development; personal cattle and timber farm (land stewardship); commissioned military service in the US Army Reserves; and extensive educational background.
